.nv-faq-section {
    padding: 72px 0;
    background-color: var(--nv-white, #FFFFFF);
    border-top: 1px solid #E5E7EB;
}

.nv-faq__list {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin-top: 32px;
}

.nv-faq__item {
    border: 1px solid #E5E7EB;
    border-radius: 10px;
    background-color: var(--nv-white, #FFFFFF);
    overflow: hidden;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.nv-faq__item.is-open {
    border-color: var(--nv-cobalt, #1E4482);
    box-shadow: 0 8px 24px rgba(15, 37, 71, 0.06);
}

.nv-faq__trigger {
    width: 100%;
    background: transparent;
    border: 0;
    padding: 20px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    text-align: left;
    cursor: pointer;
    font-family: var(--nv-font-display, 'Montserrat', sans-serif);
    font-size: 1rem;
    font-weight: 700;
    color: var(--nv-navy, #0F2547);
}

.nv-faq__trigger-left {
    display: flex;
    align-items: center;
    gap: 14px;
}

.nv-faq__num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 34px;
    height: 28px;
    padding: 0 8px;
    border-radius: 4px;
    background-color: var(--nv-cobalt, #1E4482);
    color: var(--nv-white, #FFFFFF);
    font-family: var(--nv-font-concentration, 'Montserrat', sans-serif);
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    flex-shrink: 0;
}

.nv-faq__item.is-open .nv-faq__num {
    background-color: var(--nv-crimson, #9E1B24);
}

.nv-faq__icon {
    width: 24px;
    height: 24px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: var(--nv-navy, #0F2547);
    flex-shrink: 0;
    transition: transform 0.25s ease;
}

.nv-faq__item.is-open .nv-faq__icon {
    transform: rotate(180deg);
    color: var(--nv-crimson, #9E1B24);
}

.nv-faq__panel {
    display: grid;
    grid-template-rows: 0fr;
    opacity: 0;
    transition: grid-template-rows 0.32s ease, opacity 0.25s ease;
    font-family: var(--nv-font-body, 'Inter', sans-serif);
    font-size: 0.9375rem;
    line-height: 1.65;
    color: var(--nv-ink, #111827);
}

.nv-faq__item.is-open .nv-faq__panel {
    grid-template-rows: 1fr;
    opacity: 1;
}

.nv-faq__panel-inner {
    overflow: hidden;
    padding: 0 24px 0 72px;
    transition: padding-bottom 0.32s ease;
}

.nv-faq__item.is-open .nv-faq__panel-inner {
    padding-bottom: 22px;
}

.nv-faq__panel p {
    margin: 0 0 10px;
}

.nv-faq__panel p:last-child {
    margin-bottom: 0;
}

.nv-faq__panel ul,
.nv-faq__panel ol {
    margin: 6px 0 12px;
    padding-left: 20px;
}

.nv-faq__panel li {
    margin-bottom: 4px;
}

.nv-faq__note {
    margin-top: 24px;
    padding: 14px 18px;
    border-left: 4px solid var(--nv-crimson, #9E1B24);
    background-color: #F8FAFC;
    border-radius: 0 6px 6px 0;
    font-family: var(--nv-font-body, 'Inter', sans-serif);
    font-size: 0.875rem;
    color: var(--nv-ink, #111827);
}

@media (max-width: 640px) {
    .nv-faq-section {
        padding: 48px 0;
    }

    .nv-faq__trigger {
        padding: 16px 18px;
        font-size: 0.9375rem;
    }

    .nv-faq__panel-inner {
        padding: 0 18px;
    }

    .nv-faq__item.is-open .nv-faq__panel-inner {
        padding-bottom: 18px;
    }
}